In recent days, there are media reports, including iron and steel, coal, nonferrous metals, coking, coal chemical industry, chemical fiber textile, chemical, fertilizer and other 19 industry will be banks included in the compressed exit the industry, new loans is limited. January 21st, a joint-stock banks issued a notice to the 19 industries included in the compression of the industry to withdraw from the industry, while the implementation of different management strategies for the industry's stock of customers. So far, rumors become a fact, more banks and financial institutions in the late opening of the credit blacklist seems to have become a foregone conclusion.
"In line with the access standards for existing customers apply additional Xudai amount, must be reported to the head office for examination and approval; does not meet access standards of customer individual exposure compared to the balance at the end of 2015 and shall not increase, except for extreme cases can be the approval of the head office of the exception, running and other circumstances shall not be added to the open mouth." Above a joint-stock bank sources pointed out that the notice has been clearly required to meet the access standards of the stock of customers to the end of 2015 risk exposure as the benchmark, the implementation of total control.
According to industry analysis, if an industry bank have been included in the compressed exit the industry list, it means that bank of the industry owned enterprises loans will be very cautious, general principle is the continuous recovery of loans, while limiting the enterprise again the number of loans. Then, the coal chemical industry, chemical fertilizer industry unfortunately caught, the latter will face what kind of impact?
In the past two years, fertilizer prices continue to fall, more and more loss making enterprises in the industry, some enterprises rely on bank blood only reluctantly to survive. It can be asserted that, if the latter part of the bank is really broken, these enterprises will be in doubt the bankruptcy bankruptcy. Actually this is a good thing, the state has repeatedly to compress control general capacity, efforts to resolve the problem of excess production capacity, will effectively financial resources from the production of excess industry and zombie companies pumping to invest in more promising emerging industries and high-tech enterprises, this is undoubtedly the financial help to the state's industrial transformation and upgrade the necessary.
For high-risk chemical fertilizer production enterprises, really has to make decisions, since it has not been possible, when seeking early retreat cleanly. For dealers to high attention of this kind of enterprise bankruptcy risk, will not much advance in the hands of these enterprises, in the risk exposure, even give them preferential prices high, also want to withstand temptation, we must adhere to the principle of cash.
Fertilizer production enterprises were included in the compression of banks to withdraw from the industry, the hand that now the chemical fertilizer industry, the situation is very bad, the prospects are not optimistic about the financial capital; on the other hand also shows that 2016 will be the fertilizer industry shakeout years, a large number of high cost, loss is severe, and the financial difficulties of enterprises will not escape out of the destiny. But we believe that the ebb tide, after a brutal, survival of the fittest, fertilizer production control, production enterprises streamline, market supply and demand will be eased markedly, this in the fertilizer market sustained and healthy development must be good thing.